What is a Paramedical Exam?
A Paramedical examination is a personal visit,
with the applicant to collect their medical
history. This information allows the Insurance
Company to perform an evaluation of the
Applicant’s current health. The exam usually
includes height, weight, blood pressure and
pulse. It may also include the collection of
blood, urine, oral fluid, and an EKG or X-ray.
Depending on the insurer’s Underwriting
Guidelines. All information is kept confidential
and released only to the Insurance companys
Where is the Exam Performed?
A Nurse, Medical Assistant or Dr. will
perform examinations at the applicant’s home,
work place or our office location at the applicant’s
What if Blood has to be drawn?
Our Phlebotomy expertise will set you at ease, our techs are highly trained
with over 10 + yrs experience.
Only single-use sterile, disposable needles are
used to collect the specimen, and vinyl gloves
are always worn.
What is an Ekg?
An electrocardiogram or EKG, records electronic
impulses of the heart. This painless procedure is
usually complete in less than 10 minutes
How does the Applicant prepare?
The patient will be asked to reclined in a safe place in order
to place electrodes on the chest as well as arms and ankles.
After placements have been made,
Examiner will use mobile EKG machine to read and record rhythms of the
patients heart, this usually takes no longer than 5-10 minutes. If patient is a male
he will want to insure chest is well maintained so that electrodes will stick e.g. avoid
heavy lotions and chest area is free from an abundance of hair.
Females will want to avoid wearing a wire garment and heavy lotions as this may alter readings.
All patients must be prepared to remove shirt but may keep some what covered if
desired, it is important that cellphone and all metal is removed from
patients as well e.g. coins. watch, money clip and jewelry.
What happens when the Exam is complete?
The examination and any additional requirements
are forwarded to the insurance company.
Specimens obtained during the examination are
Sent to the designated laboratory, and the results
forwarded to the insurance company.
In order to obtain accurate information
Recommended to the applicant
• Fast for 6 hours prior to the appointment.
• Limit caffeine, nicotine and alcohol 24 hours prior
To the appointment.
• Drink plenty of water prior to the appointment.
• Prepare names and dosages of any current
• Prepare a list of names, addresses and phone numbers
Of any doctors or clinics visited in the last 5 years.